ABSTRACT:Pradhan Mantri Mudra Yojana (PMMY) was launched in 2015 with the objective of providing financial assistance to non-corporate, non-farm micro and small enterprises through collateral-free loans. The scheme aims to promote entrepreneurship, employment generation, and financial inclusion. This study examines the impact of PMMY on micro and small enterprises in India. The study uses both primary and secondary data. Primary data is collected from beneficiaries through structured questionnaires, while secondary data is obtained from annual reports, journals, government publications, and official sources. The findings indicate that PMMY has contributed positively to business growth, income generation, employment creation, and financial inclusion among beneficiaries.

KEYWORDS: PMMY, Mudra Loan, Entrepreneurship, MSME, Financial Inclusion, Small Enterprises.

IMPACT OF PRADHAN MANTRI MUDRA YOJANA ON MICRO AND SMALL ENTERPRISES IN INDIA

MRS. SNEHAL NITESH JADHAV ,
PROF. DR. BALASAHEB SAHEBRAO PATIL
CHANGU KANA THAKUR ARTS, COMMERCE AND SCIENCE COLLEGE, NEW PANVEL (AUTONOMOUS)